Debts to Assets Ratio Calculator

The debt to assets ratio is one measure of the leverage used in a business and its financial strength.

Definition Debt to assets ratio equals total liabilities divided by total assets.
Total liabilities include accounts payable and all other borrowing.
Total assets include current as well as fixed assets.
Debt to Assets Ratio Calculator
Total liabilities $
Total assets $
Debt to assets ratio

Working with your debt to assets ratio

Debt to assets ratios also vary across types of industries. Lenders will often look at this ratio but it is important to recognize that asset values may reflect historical values and not current values.

By monitoring changes in your debt to assets ratio over time, you can better understand the financial dynamics of your business, identify trends and run the business more effectively. Here is a worksheet you can use to track changes in this and other important measures.